.sim-hero{padding:76px 0 54px;background:linear-gradient(135deg,#07182f,#0a3b72);color:#fff}
.sim-hero .breadcrumbs a,.sim-hero .breadcrumbs span,.sim-hero .breadcrumbs b{color:#cad7e8}
.sim-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:56px;align-items:center}
.sim-hero h1{max-width:760px;margin:12px 0 18px;font-size:clamp(2.8rem,6vw,5.4rem);line-height:.98;letter-spacing:-.055em}
.sim-hero h1 span{color:#ff314b}
.sim-hero p{max-width:690px;color:#d6e0ee;font-size:1.08rem;line-height:1.7}
.sim-proof{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.sim-proof span{padding:9px 12px;border:1px solid rgba(255,255,255,.16);border-radius:999px;background:rgba(255,255,255,.07);font-size:.82rem;font-weight:700}
.sim-summary{padding:28px;border:1px solid rgba(255,255,255,.2);border-radius:24px;background:rgba(255,255,255,.08);backdrop-filter:blur(14px);box-shadow:0 24px 70px rgba(0,0,0,.22)}
.sim-summary strong{display:block;margin-bottom:15px;font-size:1.25rem}.sim-summary ol{display:grid;gap:14px;margin:0;padding:0;list-style:none;counter-reset:steps}.sim-summary li{display:grid;grid-template-columns:34px 1fr;gap:12px;align-items:center;color:#e8eef7}.sim-summary li:before{counter-increment:steps;content:counter(steps,decimal-leading-zero);display:grid;width:34px;height:34px;place-items:center;border-radius:50%;background:#fff;color:#d90021;font-weight:900}
.sim-workspace{padding:70px 0;background:#f1f5fa}
.sim-direct{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(360px,.98fr);overflow:hidden;border-radius:30px;background:#fff;box-shadow:0 28px 90px rgba(6,31,64,.14)}
.sim-calculator{padding:38px}.sim-calculator h2{margin:7px 0 10px;font-size:clamp(2rem,4vw,3.2rem);letter-spacing:-.04em}.sim-calculator>p{color:#64748b;line-height:1.65}
.sim-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:26px 0}.sim-fields label,.sim-contact-fields label{display:grid;gap:7px;color:#172940;font-size:.86rem;font-weight:750}.sim-fields input,.sim-contact-fields input,.sim-contact-fields select{width:100%;padding:12px;border:1px solid #cfdbea;border-radius:11px;background:#f8fafc;color:#10233a;font:inherit}
.sim-results{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.sim-results span{display:grid;gap:5px;padding:15px;border-radius:14px;background:#eff4f9}.sim-results small{color:#6b7b8f;font-size:.72rem}.sim-results strong{color:#092e59;font-size:1.05rem}
.sim-form-panel{padding:38px;background:linear-gradient(155deg,#07182f,#0c407c);color:#fff}.sim-form-panel h2{margin:7px 0 10px;font-size:2.15rem}.sim-form-panel>p{color:#d1ddeb;line-height:1.6}
.sim-contact-fields{display:grid;gap:14px;margin-top:24px}.sim-form-panel .sim-contact-fields label{color:#fff}.sim-form-panel input,.sim-form-panel select{background:#fff}.sim-form-panel .cp-privacy-note{color:#cfdaea}.sim-form-panel .cp-privacy-note a{color:#fff}.sim-form-panel button{min-height:54px;border:0;border-radius:12px;background:#e20025;color:#fff;font-size:1rem;font-weight:850;cursor:pointer}
.sim-explain{padding:72px 0}.sim-explain-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:54px;align-items:start}.sim-explain h2{font-size:clamp(2rem,4vw,3.4rem);letter-spacing:-.04em}.sim-explain p{color:#5f7085;line-height:1.75}.sim-cards{display:grid;grid-template-columns:1fr 1fr;gap:15px}.sim-cards article{padding:24px;border:1px solid #e0e7ef;border-radius:18px;background:#fff}.sim-cards b{display:grid;width:40px;height:40px;place-items:center;border-radius:12px;background:#ffe8ec;color:#d90021}.sim-cards h3{margin:16px 0 7px}.sim-cards p{margin:0;font-size:.92rem}
.sim-bottom{padding:64px 0;background:#07182f;color:#fff}.sim-bottom-shell{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.sim-bottom h2{font-size:clamp(2rem,4vw,3.3rem)}.sim-bottom p{color:#ced9e8;line-height:1.65}.sim-bottom form{display:grid;grid-template-columns:1fr 1fr;gap:13px;padding:24px;border-radius:20px;background:#fff;color:#10233a}.sim-bottom form label{display:grid;gap:6px;font-weight:750}.sim-bottom form label:last-of-type{grid-column:1/-1}.sim-bottom input,.sim-bottom select{width:100%;padding:12px;border:1px solid #cfdbea;border-radius:10px;font:inherit}.sim-bottom button{grid-column:1/-1;border:0;border-radius:11px;background:#e20025;color:#fff;font-weight:850}.sim-bottom .cp-privacy-note,.sim-bottom .cp-inline-status{grid-column:1/-1}
@media(max-width:900px){.sim-hero-grid,.sim-direct,.sim-explain-grid,.sim-bottom-shell{grid-template-columns:1fr}.sim-summary{max-width:680px}.sim-direct{overflow:visible}.sim-fields,.sim-cards{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.sim-hero{padding:48px 0}.sim-workspace{padding:28px 0}.sim-calculator,.sim-form-panel{padding:24px 18px}.sim-fields,.sim-results,.sim-cards,.sim-bottom form{grid-template-columns:1fr}.sim-bottom form label:last-of-type,.sim-bottom button,.sim-bottom .cp-privacy-note,.sim-bottom .cp-inline-status{grid-column:1}.sim-results span{min-height:82px}.sim-explain,.sim-bottom{padding:48px 0}}